8/28/07
Usury, Inc, uses lead generators to get applications. A few days ago I discovered the primary practice of lead generators.
- Person applies at one website
- Person's information, home info and social security number, are submitted to multiple websites
- Who ever processes the application first wins and pays the lead generator
- The applicant has the potential to apply for a similar loan with a different company
- Fortunately most quit while they're ahead
- Lead generator gets more money for having sold a person's personal information to multiple bidders
- ???
- PROFIT!
It's one thing to be part of the fringe banking industry which deals with high-risk clients but it's another thing to sell their information to multiple bidders.
This is a serious gray area. Sure the company can claim they're not spamming or selling someone's information because on paper, in legalese, it's jim dandy!
I lived in the basement of the Millburn, NJ town hall. Life was pretty easy for me because I had these 2x2x2 metal cube cages which held tiny cows, tiny chickens and tiny pigs. This was the best miniature, underground urban farm on the east coast.
A change of motif where I'm harried and almost late for work has been swapped for coming home late from work and being in a rush to collect the eggs, milk the cows and get the cruelty-free bacon from the little pig. That's right, cruelty-free bacon. Apparenly pigs can lay bacon like eggs.
Everything had a blue cast, a silver tint, that I associate with the northeast around New York and New Jersey. As if the spirit of urbanization has a chromatic emanation which pervades the area.
Despite the encroaching city, my miniature farm animals were quite happy and content.