Houses are way too expensive with the deposits that are necessary for such purchases. A visit with Jaybird on the honest premise of lending him my RPG books ended up being an online search on homes. He showed me a mortgage calculator which showed me that a house is definitely out of my financial reach. Plus it seems that interest rates are very high at 5% and could get higher. The grain of salt being the fact that people back in the sixties and early seventies had rates as high as 20%! Either I have to win the lottery or have two incomes in addition to making a substantial down payment.
More depressing, the house that's next door to the Birdhouse is being sold for $187,000 and it only has about 932 square feet! First I understand one never pays full price for a house and it's always negotiated down to something amenable for the purchaser and the seller. In favor of the place, I know it's been remodelled because I've seen all the work which was put into that place. But still, that price is outrageous. For those of you playing along at home the 80903 zipcode is not some hoity toity neighborhood that's on the grow but just a place where middle income folks live and work and raise families.
Unhelpfully, Jaybird is happy that the price is high because it means good things for him and the Birdhouse.
We did look at one or two townhomes and I reckon they seem nice. With the right deposit they'd definitely be in my price range and there won't be any renter's insurance.
Right now, I rather rent for a while longer then check the housing market's waters in the future.
See, I really want a place to call my own with little interference from other people and organizations. I know this is a joke of a pipe dream nowadays but I do believe it is feasible. I don't want to live where the neighbors live there because they have no other choice. I want neighbors who live in a neighborhood because they like the neighborhood. Of course I'm not going to interact with these people.
The green eyed monster of jealousy has arisen in me for the first time in a long time. My sister, bless her, lives in a god damned mansion which is ten times bigger than my apartment. Like Kinja said, there are immigrants with green cards where the ink hasn't dried yet who have purchased a home.
Maybe I'm succumbing to peer pressure. Perhaps, once again, I'm setting outrageously high standards for myself and my lifestyle.
If any of you, gentle reader, are inclined to email me then do not hesitate to give me any advice. Regardless of your identity!
